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A-book vs B-book: how to tell what your broker is really doing

Every retail broker says they are A-book. Most are hybrid. Here is what the routing models actually look like, and the execution signals in your own trade history that reveal which one you are getting.

PUBLISHED 2026-05-23 READING TIME 10 MIN MT5 BUILD 5830 CATEGORY BROKERS
Key points:
  • A-book: broker passes your order externally to a liquidity provider. Earns from spread markup or commission.
  • B-book: broker takes the opposite side of your order internally. Profits when traders lose.
  • Most retail brokers are hybrid: profitable accounts and large positions go A-book, retail losers stay B-book.
  • You can infer your broker's routing from execution behaviour, particularly slippage symmetry and news-event spread behaviour.

1. Why this matters

The routing model your broker uses creates fundamentally different incentives:

  • On a pure A-book broker, the broker profits regardless of whether you win or lose. Their interest is volume.
  • On a B-book broker, the broker is your counterparty. Your loss is their profit.
  • On hybrid (the most common), the broker selectively takes the other side when statistically profitable to do so.

Understanding which model you are trading against affects how you interpret slippage, spreads, requotes, and even withdrawal experiences.

2. A-book in detail

"A-book" originated in dealing-room jargon, where order tickets were sorted into two physical books. Book A was customer orders to be hedged externally. Book B was orders the dealer kept internally.

On a modern MT5 A-book broker, your order flow is:

  1. Your order arrives at the broker's MT5 trade server.
  2. The server's routing engine identifies your account as A-book.
  3. The order is forwarded (via bridge software or natively via Ultency) to one or more external liquidity providers.
  4. The LP fills the order at their best available price.
  5. The broker sends the fill back to your MT5 client with a small markup added to the price (and/or a commission charged separately).

How A-book brokers make money

Two revenue models, often combined:

  • Spread markup: the LP shows the broker an interbank spread of, say, 0.1 pips on EURUSD. The broker shows you 0.8 pips. Their cut is 0.7 pips per round trip.
  • Commission: the LP gives the broker raw interbank spreads (often near zero), and the broker charges a per-lot commission (e.g. 7 USD per round-turn lot).

"Raw spread" or "ECN" accounts typically use the commission model. "Standard" accounts typically use the spread-markup model. Both can be A-book or B-book - the account-type name does not tell you which.

3. B-book in detail

On a B-book broker, your order never leaves the broker's server. The broker takes the other side internally.

Your order flow:

  1. Your order arrives at the broker's MT5 trade server.
  2. The routing engine flags your account as B-book.
  3. The broker fills your order at their displayed price using their own balance sheet.
  4. The trade sits on the broker's internal risk book, opposite to you.

How B-book brokers make money

They profit when you lose. If you go long EURUSD at 1.0800 and close at 1.0750, you lose 50 pips. The broker just made 50 pips on the opposite trade they took.

The strong version of this picture: a B-book broker has a strong economic incentive for you to lose. The honest version: most B-book brokers risk-manage their book aggressively. They do not "rig" trades - they would face regulatory action if they did. But they do net out positions and hedge their net exposure externally only when it becomes uncomfortable.

B-book is not inherently scam

B-book is a perfectly legal market-making model. CME-listed futures markets have official market makers who B-book virtually all order flow. The model is fine. The risk is in the broker's discipline and incentive alignment.

4. Hybrid (the reality of retail forex)

In practice, almost every retail forex broker is hybrid. The broker classifies accounts into tiers based on:

  • Account size
  • Historical profitability (yes, they track this)
  • Trading style detected from the EA or manual pattern
  • Specific symbols traded

Then they route based on the classification. Common hybrid logic:

Account profileTypical routing
Small account, high frequency, mostly losingB-book (broker profits)
Small account, infrequent tradesB-book (low risk)
Large account, profitableA-book (broker hedges - too risky to internalise)
News scalperA-book (broker does not want news exposure)
Algo with positive expectancyA-book

The classification can change. A trader who was B-booked while losing can be moved to A-book once they become consistently profitable. The broker is essentially saying "you are too dangerous to hold internally".

5. Execution signals in your trade history

You can never know for certain. But you can infer from your own MT5 trade history.

Signal 1: trade comments

Right-click any closed trade in the History tab, choose Properties. Look at the Comment field. On many A-book brokers, the LP venue or LP code appears:

  • LMAX
  • CITIFX
  • UBS_EX
  • JPM_FX

If you see these consistently, the trade was A-booked. If comments are empty, generic ("market" or "order #12345"), inconclusive.

Signal 2: slippage symmetry

Track 100+ market orders. Calculate the slippage on each (fill price minus requested price). On an A-book broker, the distribution should be roughly symmetric: sometimes you get positive slippage, sometimes negative.

On a B-book broker, slippage often skews negative: you rarely get a better price than requested, you frequently get worse. This is because the broker has discretion over fills and uses it.

Signal 3: news event behaviour

During major news (NFP, FOMC, CPI), watch the spread on the same symbol:

  • A-book broker: spread visibly widens to 3x-5x normal because the LP's spread widens. May see periodic gaps where bid/ask both refresh dramatically.
  • B-book broker: spread may stay artificially stable, but you may see requote dialogs, "off-quote" rejections, or delayed fills.

Signal 4: spread behaviour overnight

Between 22:00 UTC and 00:00 UTC, liquidity is genuinely thinner globally. A-book brokers show wider spreads during this window because the LPs do. B-book brokers can keep spreads tight because they are setting the prices themselves.

If your broker's spreads are identical at 14:00 UTC and 23:00 UTC, that is a strong B-book indicator.

Signal 5: requote frequency

Requotes (the dialog saying "price changed - accept new price?") happen on Instant Execution accounts. Most A-book brokers use Market Execution now, so requotes are essentially extinct on A-book. If you get frequent requotes, you are on Instant Execution, which is much more common on B-book setups.

6. Broker disclosure documents

Tier-1 regulated brokers (FCA, ASIC, BaFin, CySEC) publish Order Execution Policies and Best Execution Disclosures. Read them. They typically describe routing in general terms:

  • "We may act as principal or as agent depending on the instrument and account type" - hybrid disclosed.
  • "All client orders are matched against liquidity provider quotes" - claimed pure A-book (verify).
  • "We may internalise certain order flow" - hybrid disclosed.

Offshore brokers in jurisdictions like Saint Vincent or Vanuatu generally do not publish these documents. The absence of disclosure is itself a signal: those brokers can do whatever they want.

7. Why pure A-book brokers are rare

Pure A-book sounds great for the trader and several brokers advertise it. The reality is that running pure A-book is hard:

  • LP minimum trade sizes are typically 50,000 to 100,000 units. Below that the broker has to either aggregate orders (latency cost) or absorb the small order internally (de facto B-book).
  • LP credit lines limit how much volume the broker can pass through. During large news events the LPs sometimes refuse new exposure.
  • LP spreads on retail-sized lots are often wider than what the broker advertises to customers. The broker has to subsidise the difference.

So even brokers who genuinely aim for A-book end up B-booking small-lot retail flow out of necessity. This is honest and standard.

8. The takeaway for traders

  • The routing model alone does not predict broker quality. A regulated B-book broker with good capitalisation and responsive support can be perfectly fine to trade with. An unregulated A-book broker can still go insolvent and lose your funds.
  • Worry about regulation first, routing second. A tier-1 regulated broker has segregation of client funds, an investor compensation scheme, and oversight. These matter more than A-book vs B-book.
  • If you are a profitable trader, watch for execution degradation. Sudden slippage increases, requote frequency, or order rejections after a winning streak may indicate the broker has tightened your B-book exposure. Move brokers if it persists.
  • For news trading, A-book matters more. B-book brokers often impose execution restrictions around news. If your strategy requires news execution, find a broker that genuinely lets you trade news.

FAQ

Is my broker A-book or B-book?

You almost never know for certain. The signals in section 5 give you a probability estimate. If your broker is regulated and has a published execution policy, read it.

Can a broker change my routing without telling me?

Yes. Routing decisions are made server-side and can change daily, hourly, or per-trade. The broker does not need to notify you. This is legal and standard.

What is "ECN"?

Electronic Communication Network. A direct-market-access routing model where orders go to an actual matching venue (not just an LP). True ECN brokers are rare in MT5. Most "ECN" branded accounts are actually STP (Straight Through Processing) which is the same as A-book.

Are STP and A-book the same thing?

Essentially yes. STP is "Straight Through Processing" - your order passes straight through to LPs. A-book is the same concept from a different angle. Both terms refer to routing externally rather than internalising.

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